FREE TOOL · GEORGIA REDEMPTION MATH
If the owner redeems, Georgia's premium is generally 20% of your bid in the first year (or any fraction of it) plus 10% for each additional year. Put in your numbers — see the payoff, the return on cash, and what it annualizes to.
INPUTS
What you pay on the courthouse steps, in dollars.
Any fraction of a year counts as a full year for the premium.
Post-sale taxes you paid, allowable notice costs — reimbursed, not profit.
Enter a profit goal to see the minimum winning bid that yields it.
IF THE OWNER REDEEMS
Faster redemptions raise your annualized return — the 20% first-year premium is earned whether redemption takes one month or twelve.
This is the redemption math. The harder question — what the property is actually worth if nobody redeems — is what BidWise answers: comps, ARV, rehab, and a recommended max bid on every parcel of the county list.
Analyze the whole listSimplified model for research: actual redemption amounts can include statutory extras and case-specific costs, and the rules have edge cases. Not legal, tax, or investment advice — verify the current statute and consult a Georgia real-estate attorney before bidding.
UPCOMING GEORGIA TAX SALES